Author: Apurva Singhi

There are very few colleges in Bhuj which can limit the students to not further pursue their education. After completing a traditional degree, what should be the next step? Do check what one should do after b.com, bba, Bca, ba https://houseoffinancialplanners.com/choosing-the-right-course-after-b-com-a-guide/

Students have the option to pursue professional courses like CA, CFA, CFP, ACCA, etc. Taking about personal finance specifically, there is specifically a professional degree known as Certified Financial Planner – CFP®. Know more about CFP https://houseoffinancialplanners.com/cfp-course-fees-in-india-what-you-need-to-know/

A professional Degree on the other hand is a degree that prepares you for the professional world. You are trained to apply your knowledge. The demand for CFP is high for the same reason. There is a huge lack of CFP skillsets in the market and this can be utilized to make a successful career in finance. The next few decades in the finance industry are highly inclining toward the domain of personal finance. It is predicted that the domain of Personal Finance is going to be at its prime stage making it an ideal career prospect.

What if you find someone who helps you prepare for CFP Certification and creates an environment for learning beyond the syllabus where you dive into the hacks of the practice? This sounds unreal, right? Or expensive? Well, let me share a piece of good news with you. You can start your journey under the mentorship of a practicing CFP and prepare yourself for the Personal Finance Industry. As surreal as it sounds, it’s not even that expensive at the moment but definitely will be pricy in the future.

So we at House of Financial Planners have brought the CFP to you in your city Bhuj, yes you heard it right. With our online lecture you can join us from your home city Bhuj. Check how an online lecture can benefit you https://houseoffinancialplanners.com/cfp-training-program/

House of Financial Planner[H1]  is an authorized education provider for CFP® Certification. For students & professionals who want to make their career in the domain of Personal Finance, CFP® is the ideal choice of professional degree to begin with. Students at the House of Financial Planners get mentored and educated by industry experts like Mr. Apurva Singhi, CFP.

Check out the educator’s profile: Apurva Singhi, CFP | LinkedIn

Apurva Sir’s idea of education is very holistic. He has made sure that the pedagogy of the CFP® Program is designed in a way that benefits the students the most. You can read a testimonial of an existing student: Life at the House of Financial Planners: Growing into a CFP® (hindustanmetro.com)

CFP® Certification is issued by FPSB – Financial Planning Standard Board. It lets you practice across borders (26+ Countries) and aids you in increasing your Clientele. It also has a lot of Job prospects where banks, Insurance Companies & wealth management companies are aggressively hiring people who are CFPs.

House of Financial Planners assists you in your journey to become a successful CFP. If you want to know whether you are suitable for this profession or not, you can talk to the experts at House of Financial Planners and understand what’s ideal for you. 

Regards,

House of Financial Planners

In Jan 2024, Miss Kaavya a 23-year-old who just completed her MA In Economics from Maharaja Sayajirao University, Baroda reached out to the House of Financial Planners inquiring about the CFP Program. She was unaware of the program and thought it was a 1-month course. Once getting counseled by the experts at House of Financial Planners, she discovered that CFP is a full-fledged professional degree with global value.

Kaavya had her doubts about pursuing CFP and was surprised to find the market need for a Financial Planning skillset. She enrolled in the course with hesitance but now upon clearing all the modules (Investment planning, risk planning, estate planning, retirement planning, and integrated financial planning {CFP}) and getting placed with the package of 9 lakhs per annum, she has never felt so confident before.

Kaavya Says, ‘I was not confident that I would be skilled. After completing my Master’s degree, and MBA I had the option to get into a Bank that was paying me decently but while working in a Bank I realized my skills were not enough to get the promotion. I want to make a meaningful difference in my organization by improving the way things are done. I was strong at managing my own money, but I didn’t know the step-by-step process to do it professionally for others. After talking with Mr. Apurva Singhi, CFP I was sure that I wanted to experience the satisfaction of helping people and having high skills. With not much expectations I started my CFP journey. This course changed my life

Disclaimer: This story is real but the identity of the individual is masked with a fictional name.

You can also achieve this skilled certificate by pursuing CFP Certification and building a career in the Personal Finance domain all from the comfort of your home in Baroda. Yes, the House of Financial Planners is bringing CFP to Baroda! Want to know more? https://houseoffinancialplanners.com/the-importance-of-recognition-with-global-financial-certification/

Professional Courses like CFP add value to your knowledge system and prepare you with valuable skills in Financial Planning.

We know that moving out to study can be tough for many of us, but at the House of Financial Planners, we offer online, offline, and hybrid classes. This means you can study in your own comfort zone and earn your CFP certification without leaving home. With just one professional degree, you actually receive four separate certificates:

1. Investment Planning
2. Risk and Estate Planning
3. Retirement and Tax Planning
4. CFP Certification

1. Investment Planning

To check out what you will be studying in Investment Planning https://houseoffinancialplanners.com/road-map-to-fpsb-investment-planning-specialist-guide/

2. Risk and Estate Planning

To check out what you will be studying in Risk and Estate Planning https://houseoffinancialplanners.com/road-map-to-fpsb-risk-and-estate-planning-specialist-guide/

3. Retirement and Tax Planning

To check out what you will be studying in Retirement and Tax Planning https://houseoffinancialplanners.com/road-map-to-fpsb-retirement-and-tax-planning-specialist-guide/

4. CFP Certificate

We understand that pursuing education, especially if it means relocating, can be both challenging and costly. But thanks to technology and the internet, you can now study for a globally recognized certification like CFP right from your home.

Aftermath of CFP Certification

Once an individual has completed CFP Certification and successfully becomes a CFP you can start working in the Personal Finance Industry. There are two ways of approaching your work life. You can start by securing a job or start freelancing. FPSB has a designated portal with the listing of jobs only for CFPs. It is the most reliable source for job hunting.

Take a step to upscale your career, with the House of Financial Planners. Book a counselling Session with us.

On Saturday, Wednesday 21st August, 2024, we had the privilege of conducting a workshop at the prestigious Aroma College of Commerce. Organized with the support of Dr.Dhaval Vyas and Principal Hitesh Mahulkar, the workshop aimed to introduce the fundamentals of financial planning to an eager group of 25-30 students.

Key Learnings from the Workshop

1. Basics of Financial Planning

At the core of our session, we discussed the essential principles of financial planning. Students learned how to set financial goals, manage expenses, and create a roadmap to achieve their financial goals. We point out the importance of starting early and being disciplined in managing money.

2. Case Study: From theory to practice

We took a hands-on approach to learning by walking students through a story. This allowed them to experience and understand the need for financial knowledge.  It was a great experience for the students to get to know something which they hadn’t known before.

3. A 5-Step Approach to Building a Financial Plan

We shared our tried-and-tested 5-step approach to creating a solid financial plan. These steps include:

• Setting clear financial goals
• Evaluating current financial status
• Drawing a strategy for growth
• Implementing the plan
• Monitoring and adjusting the plan as necessary

The students were particularly interested in how simple steps can lead to effective and long-term financial well-being.

5. What Does a CFP Do?

We help all CFP aspirants enrolled with us build their subject knowledge and step towards becoming a subject matter expert by covering areas of wealth creation, investment planning, retirement planning, risk planning, estate planning, and financial planning. As they become the subject matter expert, by default they are prepared to draft a financial plan for themselves and others.

Career Prospects of CFP: Self-Practice vs. Jobs

We also touched on the career prospects available to those who pursue the CFP certification. Students learned about the two primary models:

• Self-owned Practice: Becoming a financial planner who runs their own business, working directly with clients to manage their financial health.
• Jobs in the Financial Industry: The opportunity to work in banks, wealth management firms, or financial institutions where CFPs are in high demand.

It was eye-opening for students to see how CFPs play a key role in the financial services industry, offering both flexibility and growth potential in their careers.

FAQ Session with Students

One of the most engaging parts of the workshop was the lively FAQ session, where we had the opportunity to address questions directly from the students. Their questions ranged from how to get started in financial planning to what resources are available for pursuing the CFP certification. We were thrilled to see their curiosity and excitement about building a career in finance.

This workshop marked a small but significant step in introducing the next generation to the importance of financial planning. If you’re a student or professional interested in learning more about financial planning or CFP certification, don’t hesitate to get in touch with us at House of Financial Planners. Together, let’s build a financially secure future!

We were honored to conduct an interactive workshop at Gujarat University’s Seth Damodar School of Commerce on August 31st,2024. It was a Saturday morning, we started the session around 11 am. It was tentatively for about 90 minutes only, but to our surprise, the session came to an end around 1:15 pm.

The session started with a warm welcome from the Arthni Club of SD School of Commerce. They introduced the activities they commonly run in the club. The hall was filled with students, even on Saturday mornings. The energy of the room was slightly lethargic but full of expectations.

After the Arthni Club handed over the stage to us, the House of Financial Planner an authorized education provider of CFP in India, a member from the team started with a small introduction of the organization and made an attempt to chase away the lethargy from the crowd. They started off with a warm-up activity where everybody was asked to follow a set of instructions. Amidst the commotion, the audience was charged up and ready for the workshop to begin.

Just to be sure that the audience was focused, even the trainer – Mr Apurva Singhi, CFP started by a small attention check activity and to our surprise the of the everybody was attentive and 75 % of the audience was completely attentive.

The workshop’s game-changing moment was when we introduced real client audio conversations and briefly discussed the journey of financial planning. As the students listened, they occupied the vacant front-row seat and started enjoying the experiential construct of the workshop where they learned what it’s like to manage client expectations, and their financial problems, and find practical solutions.

This wasn’t theoretical learning; this was the real deal. With every conversation they heard, the students could practically sense what it would feel like to step into the shoes of a CFP. As they absorbed the discussions, it was like the penny dropped—they realized that if they choose this career path, this is exactly what they would be doing on a day-to-day basis.

How does a CFP Manage the Numbers?  

The “Back Math” – another out-lying area of the workshop was when we shared the breakdown or the back math involved in financial planning. We showed the students the level of thought and Balance sheet CFPs make for their clients. This includes analyzing investment options, planning for retirement, managing risks, and balancing estates. It was a detailed, step-by-step breakdown of how CFPs build financial plans, tailored to the need of client’s unique needs and goals. It was during this session that students really began to grasp the level of responsibility and skill that comes with being a financial planner. The back-end work is not just numbers on paper—it’s the framework that helps people build and secure their financial future.

A Career Worth Considering!

We also talked about why the CFP certification is a powerful career option, especially in the Indian financial services industry. We shared insights about the 18 lakh vacancies in the financial services sector and how CFP professionals are well-positioned to fill this growing demand. The certification opens doors to a wide range of career opportunities in both private practice and corporate roles.

We made sure the students left with a realistic picture of what this career could offer them:

• The satisfaction of helping clients secure their futures,
• In a dynamic work environment,
• Vast growth potential.

Special Thanks

A special thank you goes to Dr Hemal Pandya Ma’am and the Arthni Club (Seth Damodar School of Commerce) team, whose collaboration made this event possible. Their dedication and effort were instrumental in ensuring the workshop was a huge success.

Conclusion

By the end of the session, students didn’t just learn about the CFP profession—they experienced it. They now have a deeper understanding of what it’s like to walk the path of a CFP and the real work that goes into helping people secure their financial futures. Through real-life audio and back-end financial breakdowns, students got a true taste of the day-to-day life of a financial planner. For those who choose this path, CFP certification offers more than just a career—it provides the opportunity to make a lasting impact on the lives of others

Valsad is a growing city with newly emerging career prospects in Personal Finance. Valsad is an industrial base for sectors such as chemicals, textiles, and paper & pulp industries. Since the 1980s, textiles and chemicals have been the major sectors of investments and employment in the district. Valsad is now also being recognized as a horticulture hub of the state, witnessing significant production of food grains and crops.

With such advancements in industrial expansion, the need for professionals in Finance has abruptly increased. Finance is one of the most-high-yielding careers. You can build your career in finance with just one professional course and start a practice of your own. Becoming a CFP- CFP-certified financial Planner opens the door to practicing in the personal finance domain.

Here is an article to help you understand Certified Financial Planner a little better! What is CFP?

There are very few colleges in Valsad that cater to the field of finance. You can start your traditional degrees with colleges like:

• Shah N. H. Commerce College (B.Com, M.Com)
• Lakshmi Vidyapeeth (MBA- Finance)
• Dolat Usha Institute of Applied Sciences and Dhiru Sarla Institute of Management & Commerce (BBA)

Getting a traditional degree definitely builds a strong theoretical base but it still lacks the functional and practical application of your knowledge. Enrolling in professional courses like CFP, helps individuals to gain hands-on experience.

When we talk about professional courses, they make you a master of a particular segment of a domain. When you pursue CFP® Certification, you become a master of Personal Finance.

After completing you’re BBA, BA, B.com,M.com one should look for a professional or a master’s degree and CFP is a Professional degree one can get in the field of personal finance.

What is Personal Finance?

The word “personal finance” itself suggests that it’s the management of money of an individual or a family. It includes financial planning, budgeting, saving, investing, etc. If you are planning to work in the finance domain you will be part of either of the following: banks, wealth management companies & insurance, and mutual fund agencies.

A professional Degree like CFP also allows you to build a wealth management company of your own where you manage your client’s money. You can start managing the money of your clients across different countries and help them make sound financial decisions. You can work with your client’s goals and cater to them personally.

You can offer various services in personal finance which involves investment planning, Tax Planning, Retirement Planning, Risk planning, Estate Planning, and Financial Planning.

Job Opportunities for CFP’s

Banks & Wealth Management companies are aggressively hiring CFP professionals across India and offering them CTC up to 30 lakhs. The more experience you gain; the more money you can expect.

CFP as a career option equips you with knowledge and helps you understand the intricate details of finances further aiding your financial decision.

There are many other professional courses in Finance like CA, ACCA, CFA, etc.

Doing a Certified Financial Planning Certification has the mist benefits

1. It takes only 12 to 18 months approximately to clear the exams and get a CFP suffix.
2. In One professional Course, you can get 4 certifications.
3. It gives you global recognition and gives you a platform to practice in 27 countries.
4. The job market for CFP is Huge. You don’t believe me? Check the official posting of the Board: india.fpsb.org/search-for-jobs/

There are many benefits and you can discuss it with a practising CFP today at House of Financial Planning. Click here to learn more about student life at House of Financial Planners.

Eligibility Criteria for CFP

There are certain eligibility criteria to appear for this course. The criterion is:

• The individual must be passed from 12th grade by a recognized board in India.
• Candidates must clear all 4 exams that cover 6 different modules.
• If you are appearing for the FastTrack pathway, the eligibility criterion is different from that of the regular pathway. The eligibility requirement for this route is: Do check the eligibility criteria here.

Want to know how much CFP will cost you?  https://houseoffinancialplanners.com/blogs/page/2/

When it comes to a city that perfectly captures India’s rich cultural heritage, Ahmedabad stands out. Often called the “Manchester of the East,” this vibrant city is a blend of traditions, stunning architecture, and an entrepreneurial spirit that has thrived through the ages.

Walking through the old city’s winding lanes feels like stepping back in time. Every corner tells a story of its glorious past. From the beautiful carvings on the Sidi Saiyyed Mosque to the bustling Dhal ni Pol market, Ahmedabad’s heritage is alive and vibrant, showcasing its fascinating history.

But Ahmedabad isn’t just about its historical charm; it’s also a bustling center of commerce and entrepreneurship. For generations, the city has been home to a dynamic community of businessmen and industrialists whose determination and financial savvy have driven Ahmedabad forward.

This entrepreneurial spirit has given rise to the House of Financial Planners. As an authorized educator of the prestigious CFP (Certified Financial Planner) certification, this esteemed institution is dedicated to helping individuals master personal finance.

The CFP certification is considered the gold standard in financial planning, and the House of Financial Planners is dedicated to delivering top-notch education and training. Their comprehensive curriculum, taught by experienced professionals, covers a broad range of topics, including investment planning, risk management, tax planning, retirement planning, and estate planning.

What makes the House of Financial Planners unique is their focus on ensuring students are not only knowledgeable in financial theory but also skilled in practical application. Through case studies, simulations, and interactive workshops, students gain valuable hands-on experience, equipping them to confidently navigate the ever-changing financial world.

In a city like Ahmedabad, where entrepreneurship is a way of life, the importance of sound financial planning cannot be overstated. Whether you’re a new entrepreneur wanting to build your own distribution or wealth management business, a seasoned mutual fund distributor looking to grow and protect your business, or a student eager to start a career in finance, the House of Financial Planners offers a comprehensive suite of services tailored to your specific needs.

So, if you want to achieve financial prosperity while soaking in the rich cultural tapestry of Ahmedabad, turn to the House of Financial Planners. Embrace the city’s timeless allure and let their expertise guide you toward a future where financial security and cultural heritage go hand in hand.