REPS
FPSB® Curriculum · CFP® Specialist Pathway
CFP® certification mark
Specialist module · protection today, succession tomorrow

Risk & Estate
Planning
Specialist

Risk & Estate Planning Specialist teaches the two conversations that make advice complete — protecting a family against what can go wrong, and passing wealth on the way it was intended. Learn it the HOFP way: practitioner-taught lectures, real client scenarios, and a tutor beside you till you clear.

Enroll Now — ₹9,999
₹9,999 (regular ₹14,999) — for a limited period
Fill the enrolment form — we confirm and share payment details
Hybrid program: recorded lectures + live tutor support
A tutor with you till you clear
Practitioner faculty, real client scenarios
Mapped to the official FPSB® curriculum
Recorded lectures + live doubt sessions
Question banks with answer keys
Content updated continuously
Not a recorded course · A guided program

Recordings teach.
A mentor gets you through.

This is a hybrid program. The lectures are recorded so you learn on your schedule — but you are never studying alone. A tutor walks with you through the entire journey: doubts, strategy, exam, result.

Doubt-clearing sessions

Regular live doubt-clearing with faculty — no question stays unanswered, no concept stays half-understood.

One-on-one coaching

Personal coaching available when you need focused attention — on a case type, a calculation, or your weak domain.

Exam mentorship

Guidance on registration, attempt planning and time strategy for your REPS exam — from mentors who've taken students through it.

Flexible & backed up

Learn online or offline; backup lectures make sure life's interruptions never cost you the syllabus.

How we teach

The HOFP method is built the way the Specialist exams test — concept first, then application. You don't memorise policies; you learn to advise like a planner.

1

Learn

Recorded classes and subject-wise notes build every concept in exam-ready form, taught by practising planners.

2

Apply

Worked examples and client scenarios turn theory into decisions — real cover gaps, real succession decisions.

3

Ask

Live doubt-clearing sessions and tutor support make sure no concept stays half-understood.

4

Drill

Progressive question banks with answer keys turn understanding into speed — the difference on exam day.

The HOFP difference

Learn from practitioners, not just academicians.

Every faculty member teaching this course runs a real advisory practice. The cases you solve are full of practical scenarios pulled from real client work — Indian products, Indian tax, real trade-offs — so you get a real-world view of financial planning, not just the academic side. And behind every step sits your tutor: stuck anywhere, you ask, we solve, you move.

What's inside the course

Every resource you need for the REPS module, organised the way you'll actually study it — theory first, then application, then question practice.

01

Introduction

Orientation to the REPS module — how it fits into your CFP® certification and how to get the most out of this course.

Orientation
02

Recorded Lectures

Domain-wise recorded classes you can watch on your schedule, taught by practising planners.

Video Classes
03

Class Notes

Subject-wise notes distilling every concept, formula and rule you need for the exam.

Theory
04

Study Material

HOFP study material mapped chapter-by-chapter to the official FPSB® curriculum.

Curriculum
05

Applied Examples

Worked problems and client scenarios pulled from real advisory practice.

Application
06

Question Bank

Progressive question sets with answer keys and revision drills to lock in every domain.

Practice

The library keeps growing. New cases, solutions and question sets are added as the curriculum evolves — everything lands in your course automatically, at no extra cost.

The official FPSB® syllabus, covered end to end

The REPS course is built on two official FPSB® modules, each with global and India-specific chapters and roughly equal exam weight. This program covers both.

Module One

Risk Management — Insurance Planning

  • Principles of risk management & risk exposures
  • Life, health, disability & business insurance
  • Insurer & intermediary selection
  • The Indian insurance sector & IRDAI regulation
  • Life & general insurance in India
  • Policyholder provisions & protections
Module Two

Estate Planning

  • Estate planning goals, process & terminology
  • Transfers at death & during life
  • Planning for incapacity
  • The Indian Succession Act & religion-specific succession laws
  • Wills, nominations & will substitutes
  • Trust structures for wealth transfer in India
CFP® marks — CERTIFIED FINANCIAL PLANNER

CFP®, CERTIFIED FINANCIAL PLANNER® and FPSB® are trademarks owned outside the U.S. by Financial Planning Standards Board Ltd.

The institute behind the course

House of Financial Planners, the education division of Siddhanam Capital, is an authorized education provider of CFP® education in India. We master one curriculum instead of teaching many — and it shows in the depth: realistic scenarios, ethical teaching, honest guidance, and premium education priced to be accessible. Beyond the classroom: resume crafting, career counselling, placement assistance and AI-powered learning tools.

236,300CFP® professionals worldwide
3,534CFP® professionals in India
+9.9%India growth in 2025
29Territories recognise CFP®

Source: FPSB · data as of 31 December 2025. India remains massively under-supplied against demand.

Why a professional should pursue CFP® certification

The value of CFP® certification

Regulators

CFP® professionals rate compliance with laws, adherence to an ethical code and acting in the client's best interest as most important when giving advice.

The public

Consumers rely on the CFP® marks to identify competent, ethical planners who have committed to putting clients' interests first.

Firms & practitioners

Financial services firms value CFP® professionals for productivity and profitability, lower compliance risk and higher client satisfaction.

Where CFP® certificants work

Wealth ManagementPrivate BankingInvestment ConsultancyTax, Retirement & Estate PlanningInsuranceFund ManagementFinancial AdvisoryProduct Design & Marketing

Your pathway to the CFP® marks

The Specialist courses are the Regular Pathway — open to students and professionals alike. Clear all three, then the IFP capstone, and the marks are yours.

Who can register

  • Class 12 (HSC) or above at registration
  • No finance background required
  • Students, career-switchers & professionals
  • Register on the myFPSBLearning portal

The Specialist stage

  • Three Specialist courses: IPS · RTPS · REPS
  • Take them in any order
  • Each ends in its own FPSB® exam
  • Specialist exams held every alternate month

Already experienced?

  • CA / CFA / CPA / MBA with 3+ years' experience?
  • The Fast Track Pathway may let you skip the Specialist stage
  • See our IFP capstone program
  • Ask us — we'll check your eligibility

Not sure where you fit? Talk to us — we'll map your pathway for you.

Roadmap to CFP® certification

Four stages from registration to the marks. This course is your companion for the Risk & Estate Planning Specialist stage — education and exam.

Step 1

Register with FPSB

Apply online on the myFPSBLearning portal with your documents; on approval, your Specialist education begins.

Step 2

REPS educationThis course

Complete the Risk & Estate Planning Specialist education. This program carries you through it: lectures, notes, doubt sessions, mentorship.

Step 3

REPS examWe prepare you

Specialist exams are held every alternate month. Question banks, drills and exam strategy from mentors who've taken students through it.

Step 4

Onward to the marks

Clear the remaining Specialist modules, then the IFP capstone, the CFP® exam and the Financial Plan Assessment — and you're a CFP® professional.

Exam cadence as per FPSB India, verified September 2026.

Who this is for

CFP® aspirants

You're on the Specialist stage and want risk and estate — the domains most advisors are weakest in — taught properly.

Insurance professionals

You come from the insurance side and want to grow into full-spectrum, needs-based financial planning.

Practising advisors

You want to add the protection and succession conversations that turn an investment client into a family relationship.

Students speak

HOFP students who walked this exact road — from first module to CFP® certification.

TESTIMONIAL 01
HOFP StudentCFP® aspirant — video coming soon
TESTIMONIAL 02
HOFP StudentCFP® aspirant — video coming soon
TESTIMONIAL 03
HOFP StudentCFP® aspirant — video coming soon
Full Program Access
₹14,999
₹9,999
+ 18% GST · one-time payment · introductory price, for a limited period
  • Every module unlocked immediately — and every future addition included
  • Recorded lectures + subject-wise class notes
  • Live doubt-clearing and tutor support till you clear
  • Applied examples pulled from real advisory practice
  • Question banks with answer keys
  • Learn at your own pace on the HOFP platform
Enroll in REPS Now

Not sure yet?

Frequently asked questions

How much does the REPS course cost?

₹9,999 plus GST for a limited period (regular price ₹14,999), one-time payment covering full course access.

How long does the REPS course take to complete?

It is self-paced with backup lectures for flexibility, and candidates typically plan their pace against FPSB's alternate-month exam calendar.

Do I need an insurance or finance background to start REPS?

No, Class 12 education is the stated prerequisite and no finance background is assumed.

Can I take REPS before or instead of IPS or RTPS?

The Regular Pathway requires all three Specialist modules before Integrated Financial Planning. REPS itself does not require IPS or RTPS to be completed first.

I've never studied estate law — will REPS be too difficult?

Estate Planning is taught from first principles, covering terminology, process, transfers at death and during life, and relevant Indian succession laws, without assuming prior legal knowledge.

Does REPS cover wills and nominations specifically?

Yes, wills, nominations and trust structures are covered in the Estate Planning module, alongside the Indian Succession Act and religion-specific succession laws.

Will I get help if I get stuck on a topic?

Yes, live doubt-clearing sessions, personal coaching, and exam mentorship including registration guidance are included.

Can I see the course content before I pay?

Yes, a free demo lecture is available before enrolling, requiring only name, mobile, email and city.

Talk to us

Visit

1202, Phoenix Building
Vijay Cross Road to Commerce Six Roads
Navrangpura, Ahmedabad — 380009